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India's Financial Decision Operating System
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Home Loan EMI Calculator

Calculate your monthly mortgage installments and total interest payable.

Monthly EMI
₹42,354
Total Interest Payable
₹51,64,960
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Home Loan Prepayment Matrix

See how making annual lump-sum prepayments slashes your loan tenure and saves lakhs in interest.

Total Interest Saved
₹6,85,420
Tenure Reduced By
3.8 Years
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SIP Step-Up Wealth Calculator

Project your mutual fund compounding returns with annual salary-linked step-ups.

Projected Wealth Corpus
₹1,02,45,120
Invested: ₹42,00,000 | Gains: ₹60,45,120
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Goal-Based Wealth Planner

Calculate how much monthly SIP you need to reach major milestones like retirement or child education factoring in inflation.

Inflation-Adjusted Target
₹50,32,840
Required Monthly SIP
₹14,250
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Emergency Fund & DTI Health Scorecard

Evaluate your financial resilience and debt-to-income safety ratio.

Financial Health Score
65 / 100
Emergency Buffer: 4 Months | DTI Ratio: 20%
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Credit Card Debt Payoff Planner

Calculate how fast you can clear high-interest credit card outstanding balances.

Months to Clear Debt
22 Months
Total Interest Paid
₹65,420
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Retirement Corpus Estimator

Calculate the total retirement fund required to sustain your lifestyle post-retirement.

Required Retirement Corpus
₹4,82,50,000
Monthly Pension Needed at Retirement: ₹3.45 Lakhs
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Income Tax Estimator (FY 2026-27 New Regime)

Calculate your take-home pay under the latest Indian budget tax slabs with standard deduction.

Estimated Tax Payable
₹62,400
Effective Rate: 4.46% (Standard Deduction Applied)
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PPF & Sukanya Samriddhi (SSY) Calculator

Calculate tax-free compounding returns for India's secure small savings schemes.

Total Maturity Corpus
₹40,68,210
Invested: ₹22,50,000 | Tax-Free Interest: ₹18,18,210
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HRA Exemption Calculator

Calculate how much house rent allowance is tax-exempt under Indian Income Tax rules.

Tax-Exempt HRA Amount
₹1,70,000
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Ask FinDoctor - Financial Decision Support

Have a specific financial question about loans, tax planning, or investments? Tap a suggestion or type below.

Suggested: Prepay Loan vs SIP? Old vs New Tax? Emergency Fund Size?
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